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travel insurance partner - genki

Genki Explorer Digital Nomad Remote Worker Travel Insurance Partnership Driftawave Workation Retreats
Genki Resident Digital Nomad Remote Worker Travel Insurance Partnership Driftawave Workation Retreats

Exciting news; we have partnered with Genki travel insurance !!


Why them? Genki means healthy, energetic, and full of spirit!


Not just that.. 


They believe in a world of nomads, travelers and world residents.


And it’s their mission to help them live well, be healthy, and overcome typical health challenges while exploring and living all over the world.


Just to name a few great outstanding details of their packages;

✨ Travel insurances from 1 month up to 2 years.

✨ It does not matter if you’re already on the road.

✨ Most adventure sports are insured such as surfing, kitesurfing, skiing, snowboarding, kayaking and more.

"Genki's long-term vision is to build a holistic health and well-being ecosystem for digital nomads and world residents. It all starts with great health insurance tailored to meet nomads’ unique needs."

Find out more about Genki Explorer here.


Find out more about Genki Resident here, or check out their calculator first.

Genki Logo Digital Nomad Remote Worker Travel Insurance Partnership Driftawave Workation Retreats

🎒 Genki Explorer – Travel health insurance for digital nomads and backpackers


🌏 Worldwide. We cover care in every country. Available to citizens of any country.

📆 Flexible monthly subscription. No long-term contract. Cancel anytime.

📱 Easy to sign-up (and cancel) in minutes, all online, from anywhere in the world.

What’s included?

💶 Reimbursement for medical treatment with almost no cost limits. Direct billing to any hospital.

👨‍⚕️ Choose your doctor. We cover treatment at any locally authorized healthcare provider.

📞 24/7 medical assistance hotline. Medical rescue & transport.

How does Genki Explorer compare to other travel health insurance?

  • ⚠️ Travel insurance companies typically ask in advance which countries you plan to visit.

  • ✅ We offer full flexibility when traveling with two simple options:

    • Worldwide – all countries

    • Worldwide – with limited cover in Canada & USA (saves up to 50%)

  • ⚠️ Travel insurance is typically limited to a fixed period (often only a few months at most).

  • ✅ We can cover any period from one month up to two years. We offer a flexible monthly subscription that can be canceled anytime free of charge.

  • ⚠️ Travel insurance often excludes cover for pre-existing medical conditions that were diagnosed or treated within several years prior to the start of the insurance.

  • ✅ We only exclude pre-existing conditions which you have received treatment or have sought medical advice within six months before your insurance starts.

  • ⚠️ Travel insurance policies are typically limited to residents of certain countries.

  • ✅ We can cover people from any country with the same price and benefits. No specific citizenship, residence, or mailing address is required.

  • ⚠️ Travel insurance typically only covers a few sports & activities that are explicitly listed.

  • ✅ We cover all sports by default unless excluded explicitly. We have only 8 exclusions and are working on reducing that number even further.

  • ⚠️ Travel insurance is typically limited to medical emergencies only.

  • ✅ We cover emergencies as well as non-emergency illnesses that need medical treatment.

  • ⚠️ Typical travel insurance only provides reimbursement after medical treatment is over.

  • ✅ We include 24/7 worldwide emergency assistance to help during emergencies. They set up direct billing, monitor the quality of treatment, and organize transfers when needed.

  • ⚠️ Travel insurance often requires visiting an “in-network” hospital for direct billing.

  • ✅ We offer direct billing for every hospital around the world.

  • ⚠️ Typical travel insurance has a small overall cost limit, which can be easily exceeded if you travel over a longer period or require special/intensive care or medical transport.

  • ✅ We have no overall limit in medical cost cover, apart from very few exceptions.

  • ⚠️ Travel insurance typically doesn’t cover you at all in your home country.

  • ✅ We cover emergencies in your home country (up to 6 weeks per 180 days).

  • ⚠️ Travel insurance typically excludes pandemics, epidemic outbreaks, and countries with travel warnings.

  • ✅ We cover the treatment of COVID, and there are no restrictions based on travel warnings, epidemics, and pandemics.

  • ⚠️ Travel insurance typically excludes pregnancies even if they arise during travel.

  • ✅ We cover pregnancies that arise during the covered period. We also cover emergency treatment for pre-existing pregnancies for mother and child.

  • ⚠️ Travel insurance can exclude certain conditions, like sexually transmitted diseases.

  • ✅ We cover sexually transmitted diseases that arise during the covered period.

🗺️ Genki Resident – International health insurance for long-term and life-long travelers


🌏 Worldwide. We cover care in every country. Available to citizens of any country.

💶 No limits on most benefits

👨‍⚕️ Choose any doctor or hospital

📞 Telemedicine

Noteworthy key facts

  • Monthly subscription model and payment. One-year minimum contract period.

  • The insurance can start while already traveling.

  • Deductible amounts none, €500 or €1,000 per calendar year.

  • Medically necessary search & rescue operations are covered by up to €10,000.

  • Many pre-existing conditions can be included at additional cost.

  • Preventive care (check-ups, vaccinations e.g.) is included in Genki Resident Premium.

  • Suitable for families with only one account signing up and managing everyone.

  • By choosing the Worldwide region that excludes the USA & Canada your coverage there is limited to 6 weeks per stay and to emergencies, accidents, and death.

  • Authorized doctors - Any certified doctor, clinic, or hospital in the world is included.

  • Telemedicine is included.

  • All sports are included (if not done professionally).

  • Alternative treatments are included (homeopathy e.g.).

  • The start date (first day of cover) can be chosen earliest the next day and latest 3 months in advance.

Who is this product for?

  • Genki Resident provides excellent healthcare coverage for long-term travelers. It covers you in every country around the world and in your home country for half a year every year. It’s available to residents and citizens of every country (even to nomads without any residence), and at any age.

  • For people who rarely travel, Genki Resident isn’t suitable as a full replacement for local health insurance in a person’s home country due to coverage being limited to half a year. Also, you must leave your home country at least once after the start date in order to have your home country cover.

  • Genki Resident also isn’t a replacement for local health insurance required by some countries for local residents (e.g. in Germany). For locals, it’s only suitable in addition to local insurance.

What makes Genki different?

✨ Insurance can be complicated and overwhelming for people. We make health insurance simple and easy to understand and buy. And our customers love us for that.

🎒 We understand nomads because we are nomads. That’s why we don’t ask customers where they are going or when they are coming back (who knows? Plans change!), we don’t ask for physical addresses, and we don’t try to mail any documents. Everything is online.

🇪🇺 We’re registered in Germany and compliant with strict German and EU regulations. Our insurance partner and risk carrier are based in Germany and France. These jurisdictions have stringent insurance regulations to protect customers.

* Genki's Terms & Conditions apply to the above in agreement between purchaser and Genki.

Happy safe travels!!

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